Why to add Infini?

Infini works like any other payment method on an eCommerce store, with only one difference - you do not need to make any payment upfront. On the payment selection step, you will be offered to pay in installments to delay the payment for as long as 12 months.

Payments are done directly to merchants account by our financing partners. In practice payment is made within 30 minutes after signing. Each months reconciliation of accounts is made.

Infini is a payment instrument, all returns are handled in the same way it is done now and regulated by the law. To make return the client asks the merchant directly, stating the reasons for return (if necessary). If both merchant and client agree that client returns the goods and merchant pays back the purchase amount, then merchant transfers loan amount to the Infini (directly to respective lender?) and loan agreement is cancelled for a client.

When client check out at your shop, Infini platform provides the client with opportunity to get fast/instant financing offers from several lenders and choose the best one that suits client’s need. Provided that Infini cooperates with several lenders, we can guarantee that the client gets the lowest APR and other term that are possible. 
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For a client Infini is alternative to a credit card, but cheaper and immediately/always available.
Under certain conditions terms are interest free. This depends on loan amount and loan maturity. For example interest free/split payment for the client is possible for period up to 3 months.

Currently minimum amount is 70 EUR, maximum 25000 EUR. We plan to lower minimum amount in nearby future, so that even small payments can be done instantly.

Same as credit card: 0.30 EUR + 2% from purchase amount.